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$1,595,000
3 Days On Site

521 CUMMINGS STREET
SARASOTA, FL 34242

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
2,500
SqFt
$638
/SqFt
1983
Built
Subdivision:
OCEAN BEACH REP
County:
Sarasota

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521 CUMMINGS STREET521 CUMMINGS STREET521 CUMMINGS STREET521 CUMMINGS STREET
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One or more photo(s) has been virtually staged. Siesta Key Waterfront Retreat – Walk to the Beach & Village! Ready for immediate enjoyment this winter, this 3-bedroom, 2-bath Key West–inspired home embodies the essence of the Siesta Key lifestyle—boating from your backyard and strolling to the powdery white sands and vibrant Siesta Key Village with its renowned dining, boutiques, and nightlife. Nestled on a quiet cul-de-sac, this canal-front retreat offers 100 feet of waterfront, a covered 5,000-lb boat lift, and direct access to the Intracoastal Waterway. The expansive outdoor living area invites relaxation and entertaining with a heated pool featuring a cascading stone waterfall, covered bar & and wide open fenced area surrounded by tropical landscape creating a private island ambiance. Inside, a neutral palate, high ceilings, and open layout feels light and airy. The white kitchen features granite countertops, stainless steel appliances, dual sinks, a center cooking island, and a breakfast bar perfect for casual dining. Warmth and character is further enhanced by a marble fireplace in the main living and dining areas. The primary suite offers a peaceful retreat with an ensuite bath, dual vanities, a walk-in shower, and a charming window seat. Guests & children have their own wing with a full bath and a convenient laundry room. Enjoy peace of mind with impact windows, hurricane-rated doors, and major upgrades including a metal roof, Trex decking, Nichiha siding, and reinforced lanai. Positioned at one of the highest elevations on the street, the home has never experienced flooding. And there’s an additional ground floor BONUS…a generously sized sunlit air-conditioned play & storage room! Whether you seek a seasonal escape, full-time residence, or high-performing vacation rental, this move-in-ready home has it all!

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Listing Snapshot
Price 
$1,595,000
Days On Site 
3 Days
Bedrooms 
3
Inside Area (SqFt) 
2,500 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.22 Acres
Year Built 
1983
MLS® Number 
A4667165
Status 
Active
Property Tax 
$6,711
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
15 hours agoListing updated with changes from the MLS®
4 days agoListing first seen on site
General Features
Acres 
0.22
Attached Garage 
Yes
Direction Faces 
North
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Levels 
Multi/Split
Number Of Stories 
2
Parking 
BoatCoveredDrivewayGarage Door OpenerGarage Faces RearGarage Faces SideOversizedParking PadAttached
Pets 
Yes
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Total 
4795
Style 
CustomOther
Utilities 
Cable AvailableCable ConnectedElectricity ConnectedSewer ConnectedWater Connected
Water Source 
Public
Zoning 
RSF2
Interior Features
Appliances 
DishwasherDisposalRangeRefrigerator
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Living Room
Flooring 
Ceramic TileLaminate
Heating 
Central
Interior 
Eat-in KitchenHigh CeilingsOpen Floorplan
Laundry Features 
Inside
Window Features 
Blinds
Bedroom 2 
Dimensions - 11x12Level - Second
Bedroom 3 
Dimensions - 11x11Level - Second
Bonus Room 
Dimensions - 20x20Level - First
Kitchen 
Dimensions - 13x20Level - SecondFeatures - Breakfast Bar, Kitchen Island
Living Room 
Dimensions - 15x20Level - Second
Master Bathroom 
Level - SecondFeatures - Double Vanity
Master Bedroom 
Dimensions - 17x30Level - Second
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Exterior Features
Construction Details 
StuccoFrame
Exterior 
BalconyDock
Fencing 
Fenced
Lot Features 
Cul-De-SacLandscapedPavedWaterfront
Patio And Porch 
CoveredDeckPatioPorchRear PorchScreened
Pool Features 
GuniteHeatedIn GroundOtherTilePrivate
Private Pool 
Yes
Roof 
Metal
View 
CanalWater
Waterfront 
Yes
Waterfront Features 
Canal Front
Waterview 
CanalWater
Windows/Doors 
Blinds
Community Features
Community Features 
Street Lights
Financing Terms Available 
CashConventionalFHAVA Loan
MLS Area 
34242 - Sarasota/Crescent Beach/Siesta Key
Roads 
AsphaltPaved
Township 
37
Schools
School District
Unknown
Elementary School
Phillippi Shores Elementary
Middle School
Brookside Middle
High School
Sarasota High
Listing courtesy of COLDWELL BANKER REALTY 3052057700



Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2025, Stellar MLS.
Last checked: 2025-10-14 07:34 AM EDT

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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